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Financial Assistance

Southwest Georgia Technical College is required by federal law to provide information throughout the year to the College community regarding financial aid assistance available at our institution.  Please review the information and links below to learn more about the financial aid opportunities at SWGTC.  Feel free to contact us at the number below should you need additional information. 

Financial Aid

Financial aid is money provided to assist eligible students and their families with the cost of the student’s education at SWGTC.  The primary responsibility for meeting the cost of a College education lies with the student and his or her family.  Financial aid eligibility is based on SWGTC’s Cost of Attendance minus the student’s Expected Family Contribution or EFC, as determined by information submitted on the FAFSA.  The Cost of Attendance includes tuition and fees for attending SWGTC, as well as estimates of the cost of required books, room and board, transportation, and personal expenses for the student to attend SWGTC.   The formula for determining the student’s EFC, according to federal law, includes the student’s and his/her family’s income, assets, and number in the household. 

SWGTC does NOT currently participate in any student loan programs.

Financial aid available at SWGTC is in the form of grants, money that does not have to be repaid.  The Pell Grant, Supplemental Educational Opportunity Grant (SEOG), and Federal Work Study are based on financial need, as determined by the FAFSA and the student’s EFC.  For more information on these need-based programs, click here

The HOPE programs, including the HOPE Grant, HOPE Scholarship, Zell Miller Scholarship, ACCEL program, and HOPE GED program are not considered need-based.  Each of these programs has specific residency and eligibility requirements.  For more information on the HOPE programs, click here.

In order to apply for all available financial aid, students should submit the Free Application for Federal Student Aid (FAFSA) each year.  The FAFSA is available online at www.fafsa.gov

To receive any type of financial aid at SWGTC, students must meet some basic eligibility requirements.  Click here for more information on eligibility for financial aid.

The SWGTC Foundation makes available several scholarships each term.  For information on these scholarships, specific eligibility requirements and applicable deadlines, click here.

Contact Information for Financial Aid

For more information on financial aid available at SWGTC, please contact the Financial Aid Office: 
By phone:  (229)225-5036
By email:  financialaid@southwestgatech.edu
By fax:  (229)227-2727

Satisfactory Academic Progress

Students seeking financial aid are required to maintain Satisfactory Academic Progress.  For information on SAP at SWGTC, click here.

Tuition and Fees

Tuition is charged per credit hour of enrollment up to 15 credit hours per term.  The tuition rate and specific fees are based on the student’s program of study and actual courses in which the student registers for a particular term.  To view the current tuition and fee schedule, please click here.

For information on program specific fees and the overall cost of a particular program of study, please visit the Academic Affairs pages.

Tuition and fees are assessed by the Registrar upon registration for a term.  For questions about specific charges on your account, please contact the Registrar’s Office by calling (229) 225-5060.

Tuition Refund Policy

In keeping with the state-wide enrollment processing policy from the Technical College System of Georgia, Southwest Georgia Technical College implemented a three (3) instructional day drop, 100% refund period, and a seven (7) calendar day add period at the beginning of each quarter.  Students have the first three days of each quarter to drop any or all of the courses they are registered for.  If students drop course(s) during this period, they will receive a 100% refund of all tuition and applicable fees, will not earn a "W" grade in the class and not have any hours counted against their financial aid cap.  If students drop any course(s) after the third instructional day of the quarter, they will receive no refund, will earn a "W" grade and will have the credit hours count against their financial aid cap. 
Refunds, when due, will be made without requiring a request from the student. 
Refunds, when due, will be made within thirty (30) days (1) of the last day of attendance if written notification has been provided to the College by the student, or (2) from the date the College terminates the student or determines withdrawal by the student. 
Tuition refunds for students receiving benefits through the Department of Veterans' Affairs will be prorated over the length of the course.

Return of Title IV Funds
If a recipient of Title IV funds totally withdraws from school after beginning attendance in a term, federal regulations require that his/her Pell Grant for the term be recalculated as follows:  The number of calendar days attended during the term is divided by the total number of calendar days in the term.  The resulting percentage is multiplied by the Pell award for the term.  This is the new amount of Pell Grant the student has earned.  If the student has received Pell Grant funds in excess of the new award amount, he/she may owe a balance.  If the student has received a financial aid refund for the term or had charges in the bookstore against his/her financial aid awards, he/she will be notified by the Business Office of any amount to be repaid.  Any student who owes a balance due to a financial aid over award will be ineligible for further financial aid until he/she has repaid these funds.  
If a student is receiving HOPE funds for the term, those funds will be applied to tuition charges before Pell Grant funds.  

Student Withdrawal from School 
Any student wishing to discontinue enrollment and/or attendance in any class or program at Southwest Georgia Technical College is responsible for formally withdrawing or dropping each class enrolled in by requesting to be with­drawn or dropped through his/her advisor (see To Drop/Add a course - below).  Failure to do so may result in:
1. Loss or severe penalty to Financial Aid Status.
2. Issuance of unsatisfactory or failing grades in each class.
3. Being placed in an unsatisfactory academic status.

To Drop/Add a Course

If the student should decide to drop a course(s) or withdraw from the College during the first three days of the term, they may do so via Banner Web or by contacting their advisor or Student Affairs.  Students who officially withdraw from course(s) or the College may be entitled to a refund based on the refund policy (above).  After the first three days of the term, students should contact their instructor(s) to officially withdraw from a course(s) or program.

Student Rights and Responsibilities Regarding Financial Aid
You have the right to know:

It is your responsibility to:

 

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